Property investment can be a great way to increase your assets and plan for your retirement. But residential rental properties are not a passive investment that you can spend money (or borrow money) on and then walk away.
Even if your properties are managed, who is managing the property managers?
KiwiSaver is a voluntary retirement plan set up as a work-based savings initiative intended for long term savings and investment. It has advantages of low fees, Goverment subsidies and the advantage of being taken from your pay before you get a chance to spend it!